RCI® Elite Rewards® Mastercard®
YOUR CARD. YOUR
TRAVEL.
YOUR REWARDS.
Your ticket to more begins with the RCI® Elite Rewards® Mastercard®. Start earning Rewards for your vacation and travel experiences.
Apply for the RCI® Elite Rewards® Mastercard® and earn 5,000 Bonus Rewards after making your first purchase.2
Earn 5X Rewards on every $1 spent on eligible RCI® purchases.2
Eligible RCI purchases include RCI® Subscribing Membership renewal fees, Exchange fees, RCI® Guest Certificate fees, Extra VacationsSM getaways, and Last CallSM vacations.
Earn 2X Rewards on every $1 spent on eligible travel, gas, EV charging and rideshare purchases.2
Eligible travel purchases include air, hotels, car rentals, cruises, and more.
Earn 1X Rewards on every $1 spent on all other purchases.2
Everyday purchases include groceries, gas, utility bills, dining out and more.
Use toward one RCI vacation, subject to availability when you spend $10,000 in net purchases each calendar year (not valid on RCI.com).2
Enjoy no foreign transaction fees and get more from your travels abroad when you use your RCI® Elite Rewards® Mastercard® on international purchases.1
Earn 5% of your Rewards back every time you redeem, as a bonus to use toward your next redemption. 2
Enjoy your travels even more with no annual fee with your RCI® Elite Rewards® Mastercard®.1
0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, currently 20.99% to 29.99%, based on your creditworthiness and other factors. There is a fee for balance transfers.1
Discover all the ways you can redeem your Rewards.
Redeem Rewards for RCI Member RewardsSM and receive a credit to your RCI Subscribing Membership account that allows you to pay for RCI products or services including RCI Subscribing Membership renewal fees, Exchange fees, RCI® Guest Certificate fees, and more.2
Redeem your Rewards for a cash back statement credit or cash back direct deposit.2
Redeem Rewards for worldwide travel, including flights, hotels, car rentals and more when you book online at BarclaysUS.com.2
Redeem your Rewards for gift cards/egift cards for dining, entertainment and retail.2
Go shopping and redeem your Rewards for merchandise including home, electronics, sports & recreation, food & wine, and more. The selection of merchandise items are subject to availability.2
Book your next escape to maximize your Rewards.
You own it. Make more of it. Use your RCI® Elite Rewards® Mastercard® to book your next Exchange vacation, Extra VacationsSM getaway, Last CallSM vacation, or to purchase an RCI® Guest Certificate for family and friends and earn 5X Rewards.2
No matter where you want to go, RCI is your first stop for booking all things travel. From hotels and car rentals to setting sail, use your RCI® Elite Rewards® Mastercard® to book and earn 2X Rewards on eligible travel purchases.2
Important Information about the RCI Elite Rewards Credit Card Program: Offers may vary. Please review the below and the Terms and Conditions, which include the Reward Rules for full information about the Rewards program, interest rates and account fees and terms for this particular offer before applying.
1 Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.
2 Conditions and limitations apply. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program. $250 RCI Vacation Credit offer may not be achievable based on the assigned credit line and ability to maintain that credit line.
RCI and related marks are registered trademarks and/or service marks in the United States and internationally. All rights reserved.
The RCI Elite Rewards Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks of Mastercard International Incorporated.
Designed for RCI® Subscribing Members, the RCI® Elite Rewards® Mastercard® rewards you.
Apply for the RCI® Elite Rewards® Mastercard® and score 0% promo APR for 9 months on your first purchase within 20 days after account opening. After that, your APR for the initial purchase will be 20.99%, 25.24% or 29.99%, based on your creditworthiness. This APR will vary with the market, based on the Prime Rate.1 Earn Rewards for everyday buys & travel.2
Earn 5X Rewards on fees for RCI Subscribing Membership renewal fee, exchange fees, and RCI® Guest Certificates.
Earn 2X Rewards on airline, hotel, and car rental purchases.
Use your card for everyday purchases including groceries, gas, dining out and more.
Use toward exchange fees and RCI Subscribing Membership renewals.
Use toward exchange fees and RCI Subscribing Membership renewals.
Vacation Credit can be used toward one (1) vacation stay (maximum seven (7) nights) at select RCI inventory, subject to availability.
Important Information about the RCI Elite Rewards Credit Card Program: Offers may vary. Please review the below and the Terms and Conditions, which include the Reward Rules for full information about the Rewards program, interest rates and account fees and terms for this particular offer before applying.
1. Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available through this advertisement and may not be accessible elsewhere. For complete pricing and other details, please see the Terms and Conditions.
Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For new and outstanding balance transfers after the introductory period and all purchases, the variable APR is 20.99%, 25.24% or 29.99% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.
2. Bonus Rewards Offer: Receive a one-time 2,500 Bonus Rewards in addition to the regular Rewards you earn after making your first purchase with this card. Bonus Rewards will post within 60 days of the first purchase. This promotion is limited to new Cardmembers and may be cancelled at any time without notice.
Earning Rewards: Cardmember(s) earn "Rewards" for purchases less credits, returns, and adjustments ("net purchases") in the following amounts based upon the type of Purchase transaction posted to the Account:
a) Earn five (5) Rewards for each one dollar ($1) in net purchases on eligible RCI products and services (excluding RCI Travel, RCI Points Partners, RCI Cruise, Lifestyle Benefits, and Experiential Vacation purchases; b) Earn two (2) Rewards per one dollar ($1) spent on eligible travel purchases (including air, hotels, car rentals, cruises, travel agencies, trains and buses, etc.) and (c) Earn one (1) Reward per one dollar ($1) spent on all other purchases.
Conditions and limitations apply. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.
3. RCI Member RewardsSM Redemption: In order to redeem Rewards for RCI Member RewardsSM, you must have a current RCI Subscribing Member account. RCI Member Rewards are issued in the specified amount, which will appear as a credit to the cardmember's designated RCI account and you may apply that credit to pay for certain RCI products and services. RCI Member Rewards may not be used for RCI Travel, RCI Points Partner, RCI Cruise, Lifestyle Benefits, Experiential Vacations, and timeshare resort maintenance fees. Certain other rules, restrictions and exclusions may apply to the use of RCI Member Rewards. Refer to the Reward Rules within the Terms and Conditions for additional information.
4. Cash Back Redemption: Redemption for cash back statement credits start at 2,500 Rewards. If you redeem for cash back statement credit, it will be posted in 1-2 business days and appear on your Account billing statement within 1 billing cycle. Additional conditions and restrictions apply. Refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.
5. Redeem Rewards for Worldwide Travel: You may redeem Rewards for airfare, hotel and car rentals when you book through Meridian Loyalty at Welcome to Barclays US or by calling the Customer Service number on the back of your card. Refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.
6. $250 Vacation Credit: Earn a $250 Vacation Credit after spending $10,000 in net purchases each calendar year. Net purchases must be made from Jan 1 — Dec 31 each year. Vacations are limited and subject to availability. Vacation Credit is not valid for use on RCI.com. The Vacation Credit has no cash value. Conditions and limitations apply, including how the Credit must be redeemed and the redemption window, please refer to the Reward Rules within the Terms and Conditions for full details.
7. Redemption Bonus: Earn 5% of your Rewards back as a redemption bonus, to use toward your next redemption, every time you redeem. Redemption bonus Rewards are added to your Account within one business day after your redemption is processed. Refer to the Reward Rules within the Terms and Conditions for additional details.
RCI and related marks are registered trademarks and/or service marks in the United States and internationally. All rights reserved.
RCI® Elite Rewards® Mastercard® is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks of Mastercard International Incorporated.