Depositing Explained
Your Deposit is the week of timeshare ownership you give to RCI that enables you to book an Exchange Holiday using your RCI membership benefits. Making a deposit is the all-important first step towards going on an RCI Exchange holiday.
When you and other members deposit week(s) into the Exchange Holiday system, it creates more holiday choices for everyone – including you!
In order to book an Exchange Holiday the first thing you need to do is deposit your week(s) of ownership, and you can do this anytime between 2 years and 2 weeks before the week is due to start.*
The earlier you deposit, the higher its trading power, so make sure you deposit early! – depositing between 2 years and 9 months before the week is due to start will maximise its trading power and increase your exchange options. Please make sure your maintenance fees are paid to your resort to ensure it is accepted in the system.
(*Some resorts have a mandatory maintenance fee rule, meaning you cannot deposit until the maintenance fees associated with that week have been paid. We will notify you if this is the case for you when you attempt to deposit your week of ownership with RCI).
For example, if the week you own starts on 15 August 2017, you can deposit it as early as 16 August 2015. The latest you can deposit is 14 days before the week is due to start. Once your week is deposited you can exchange against it up to 1 year prior (1 August 2016) and up to 2 years after (31 August 2019).
When you deposit your week, RCI assigns it trading power, known as Deposit Trading Power (DTP) (see related topic below for more information). This is then compared with the Exchange Trading Power (ETP) of all available Exchange Holidays to determine which ones are available to you.
The Deposit Calculator (see Holiday Planning Tools topic below for more information) on RCI.com helps you see the impact of timing on your Deposit Trading Power and:
• Allows you to enter the start date and unit size of your holiday week to see what its trading power will be before you deposit.
• Calculates the trading power of the week you intend to deposit.
Types of Deposits
Your Deposit can fall into one of two categories based on the type of week you own – Fixed or Floating. The information on this page will help you to understand what type of week you own, and what steps you need to follow when depositing.
• Fixed Week Deposits
A fixed week deposit means that you own the same unit and week every year, at the same resort. Most members with a fixed week can deposit directly with RCI, and the quickest and easiest way to do so is online.
This example above shows a fixed week ownership, week 28, each year, with a Saturday check-in.
• Floating Week Deposits – A floating week deposit means that your holiday assignment varies by year.
This example shown here shows a floating week ownership. In 2016 the member is assigned Week 28 but in 2017 the member is assigned week 27.
Members with a floating ownership can deposit their weeks in one of two ways:
1. Resort Week Deposits: Some members who own floating time need to call their home resort to request them to deposit the week on their behalf.
2. RCI Week Deposits: Some members who own floating time can call their home resort to obtain the unit and week assignment details and then deposit directly online at RCI.com
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