Travel Insurance vs Points Protection vs. Trading Power Protection

RCI Trading Power Protection/Points Protection allows you to get all of your Deposit Trading Power or Points used for your Exchange returned to your account if you need to cancel for ANY reason, no questions ask. The RCI exchange fee is not refunded.
Trading Power Protection/Points Protection is not an insurance.

Travelex's Travel insurance reimburses you for non-refundable expenses due to cancelling a vacation, trip interruptions and trip delays for a covered reason (eligible non-refundable fees may include RCI Exchange Fee, Airline tickets, Car Rental, etc). Trading Power/Points are not covered under a travel insurance plan.